Federal Intelligence Briefs

A free monthly newsletter that translates federal benefits news; FERS, TSP, FEGLI, FEHB, and Social Security into what it actually means for your retirement.

Read the Latest Brief

Your TSP Balance Is Not the Plan.

A large TSP balance feels good. It is visible. It is measurable. It gives you a number to point to. But that number alone does not tell you whether retirement works. ...more

Finance

August 01, 2026•4 min read

Your TSP Balance Is Not the Plan.

The Hidden Traps of FERS

Two things happened this week that every federal employee nearing retirement should pay attention to. First, a wave of articles about FERS early retirement reminded us that eligibility is not the same... ...more

Finance

July 01, 2026•6 min read

The Hidden Traps of FERS

The FERS Backlog Trap

Average FERS wait times drag to 76 days while OPM executes structural policy shifts and drafts more aggressive RIF guidelines. ...more

Finance

June 01, 2026•6 min read

The FERS Backlog Trap

Strong TSP returns mask hidden risks.

Year-to-date gains look healthy on paper but volatility, elevated valuations, and sequence of return risk create a dangerous environment for federal employees within 3 years of retirement. ...more

Finance

May 01, 2026•7 min read

Strong TSP returns mask hidden risks.

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