Retire From Federal Service With Confidence
What does Federal Benefits Advisors do?
Federal Benefits Advisors provides free, one-on-one federal retirement benefits analysis for FERS and CSRS employees, plus educational workshops on TSP, FEGLI, FEHB, and Social Security, led by consultants who hold the Federal Retirement Consultant℠ (FRC) designation.
We are independent of OPM and any federal agency.
What We Do
Free Federal Benefits Analysis A no-cost, no-obligation review of your FERS or CSRS benefits, TSP, and FEGLI built around your actual numbers, not a generic worksheet.
FEGLI Cost & Coverage Analysis Most employees don't realize FEGLI premiums can climb as much as 2,000% by age 65, or that coverage can drop by up to 75% after retirement. We show you exactly what your policy will cost and cover and what your alternatives are.
Educational Workshops & Webinars Live and virtual sessions covering FERS, CSRS, TSP, FEGLI, FEHB, FLTCIP, and Social Security, led by FRC-designated consultants plus HR training for agencies that want to bring accurate benefits education to their workforce.
Retirement Income Planning Once we've covered your federal benefits, we help you look at the full picture income strategy, TSP withdrawal planning, and referrals to trusted specialists for estate planning, tax, and wealth management when you need them.
FRC℠ designated consultants.
Our advisors hold the Federal Retirement Consultant designation, which requires ongoing education, annual testing, and adherence to a formal Code of Ethics.
Independent and unbiased.
We are not affiliated with OPM, the federal government, or any single insurance carrier, our only job is helping you understand your options.
Education first.
No product pitch on day one. We start with a clear analysis of where you stand, in plain English.
Built for federal employees specifically.
Not a generic financial advisor who "also" works with feds, this is the only benefits system we work in.
How much does a federal benefits analysis cost?
Nothing. Federal Benefits Advisors provides a free, no-obligation benefits analysis for federal employees covered under FERS or CSRS.
Is Federal Benefits Advisors affiliated with OPM or the federal government?
No. We operate independently of the Office of Personnel Management and all federal agencies. We provide education and analysis, not government services.
What is an FRC℠ (Federal Retirement Consultant)?
FRC℠ is a professional designation held by consultants who complete continuing education and annual testing specific to federal retirement systems, and who agree to a formal Code of Ethics focused on federal employees' interests.
When should I start planning my federal retirement?
Most planning decisions; TSP allocation, FEGLI strategy, survivor benefit elections are easiest to get right 3–5 years before your retirement date, though a benefits analysis is useful at any career stage.
Do you only work with FERS employees, or CSRS too?
Both. We work with federal employees under FERS and CSRS, along with related benefits like TSP, FEGLI, FEHB, and Social Security.
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Federal Benefits Advisors is not affiliated or endorsed by the Office of Personnel Management or any Government agency. Tax and legal information provided is general in nature and should not be construed as tax or legal advice. You should contact your tax professional or attorney when considering your personal tax and legal situation. Hyperlinks provided on our website are for convenience. We can not be held responsible for information, services, or products found on websites linked to ours.
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